Financing Options

With our network of finance solutions, we can provide you with a single point of contact for multiple credit products that fit all credit profiles and financing needs. This enables us to offer the best option for each of our customers.  This enables us to give someone with good credit or little to no credit but has a job for at least 6 months and a checking account for at least 90 days, we can provide an opportunity to purchase the furniture that you have always wanted. Which means HIGHER APPROVALS and BETTER TERMS!

 

Option 1 - Affirm Monthly Payments
Provide some basic information and get a decision within seconds to split your purchase into 3, 6, or 12 monthly payments. (Rates from 10-30% APR) Simply pay your monthly bill using a debit card
or bank transfer.

 

Up to $10,000 in Financing

Easy Monthly Payment Plans (3, 6, 12 Months)

Easy Pre-Approvals

Use In Store or at Check Out

No Hidden Fees

 

 

 


 

 

Option 2 - Interest FREE Financing - Synchrony Finance - (Great Credit - Good Credit)*

Take advantage of up to 12 months deferred interest financing. Apply online today!

 

Up to $7500 in Financing
6 Months Deferred Interest
12 Months Deferred Interest On Orders Over $995
Minimum Monthly Payment Required

*With approved credit. Each company has its own policies and what they will offer. These are only examples and do not reflect every company. All “No Interest” promotions require monthly minimum payments and credit approval.

   




 FAQ's

Do you check my credit score?

Some of our finance solutions check your credit score, while others check your employment and checking account.  This enables us to offer you the best possible option for you.

 

If I submit an application, do you start to automatically charge me?

Only when you complete an order and/or contract will you financing will begin.

 

When is my first payment due?

With Affirm and Synchrony, your financing will start the day you place the order and your first payment is due about 30 days from that date.

 

On the No Interest financing, do I have to make payments?

Yes, minimum payments will be due every month.  As long as you pay your balance in full within the allotted time, you will not incur interest or lease charges.

Remember, late payments or no payments will void your “No Interest” plan.

 

Do I pay Local Furniture Outlet directly?

No.  Once approved, your payments will be due to the finance company that you choose.

 

Who do I go to if I have a problem or question with my financing?

Once you are set up, we will give you the contact information so that you can call them directly.

However, if you have a warranty or product question, please contact our customer service department.

 

Customer Service: (512) 380-0103         Email: service@shoplfo.com

 

What if I need more money than what I was approved for?

Depending on which finance solution you choose, there is a possibility to extend the amount you were approved for. 

If you would like to get a higher amount, you would need to come into Local Furniture Outlet and request an extension.

 

*With approved credit. Each company has its own policies and what they will offer. These are only examples and do not reflect every company. All “No Interest” promotions require monthly minimum payments and credit approval.